When Should Employers use Pre-Adverse and Adverse Action Letters?

Employers should always send adverse action notices to the applicant if the disqualifying material is based on information received from a consumer report (background report).  FCRA requires employers to send a copy of the consumer report and the document “A summary of Your Rights Under the Fair Credit Reporting Act” to the applicant along with the Pre-Adverse Action letter to give the applicant opportunity to dispute the information. Read Full Newsletter…